Most U.S. health plans do not cover Americans living abroad. ExPat health plans offer a full-featured major medical health insurance policy with major differences: Worldwide coverage, easy access to customer care representatives, bi-lingual customer care representatives and easy claim filing.
For expats living in Mexico, there is no PPO network of doctors to choose from. So where do you go in a foreign land?
We Will Help You Locate A Health Care Facility
This is where international health insurance significantly helps when you need it most. American Insurance for Expats and IMG have created their own referral network of doctors, hospitals and medical professionals in more than 180 countries around the globe.
Since health care outside the U.S. is significantly less, negotiated rates are not the primary function of international insurers, but providing a referred doctor or hospital along with direct electronic billing in multiple currencies is. You are not required to go to the referred health care provider, but you have the option to.
In addition to finding a local health care facility and establishing direct pay relationships, IMG will also help you communicate with the doctors and hospitals. Bi-lingual customer care representatives will help you translate symptoms to ensure proper treatment. From beginning to end, IMG will be your health care advocate.
Having a health insurance provider abroad is an invaluable service when you need it the most. Locating local doctors and hospitals, billing assistance and native language medical translations are services international health care insurance provides.